/* ============================================
   MOTTAZ.SWISS — Shared Stylesheet
   Palette: Navy #12263B · Gold #C9A96E · Cream #F8F7F4
============================================ */
:root {
  --navy:      #12263B;
  --navy-deep: #0C1B2A;
  --navy-mid:  #1E3A55;
  --gold:      #C9A96E;
  --gold-l:    #DFC08A;
  --cream:     #F8F7F4;
  --cream-d:   #EEF0F3;
  --white:     #FFFFFF;
  --txt:       #1A2733;
  --muted:     #5A6B7A;
  --light:     #8B9DAF;
  --bdr:       #DDE4EC;
  --slate-l:   #B8C8D8;
  --sh-s: 0 2px 8px rgba(18,38,59,.08);
  --sh-m: 0 8px 32px rgba(18,38,59,.12);
  --sh-l: 0 20px 60px rgba(18,38,59,.16);
  --rs: 6px; --rm: 12px; --rl: 20px;
  --ease: .3s cubic-bezier(.4,0,.2,1);
  --fd: 'Cormorant Garamond', Georgia, serif;
  --fb: 'DM Sans', system-ui, sans-serif;
}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:var(--fb);color:var(--txt);background:var(--white);line-height:1.65;-webkit-font-smoothing:antialiased}
img{max-width:100%;display:block}a{color:inherit;text-decoration:none}ul{list-style:none}button{cursor:pointer;border:none;background:none;font-family:inherit}
.wrap{max-width:1180px;margin:0 auto;padding:0 40px}
.lbl{display:inline-flex;align-items:center;gap:10px;font-size:.72rem;font-weight:600;letter-spacing:.18em;text-transform:uppercase;color:var(--gold);margin-bottom:16px}
.lbl::before{content:'';width:24px;height:1px;background:var(--gold)}
.hs{font-family:var(--fd);font-size:clamp(2rem,4vw,3rem);font-weight:600;line-height:1.12;color:var(--navy);margin-bottom:20px}
.hs em{font-style:italic;color:var(--navy-mid)}
.sub{font-size:1.05rem;color:var(--muted);line-height:1.75;max-width:600px}
.dvd{width:48px;height:2px;background:var(--gold);margin:24px 0}
.btn{display:inline-flex;align-items:center;gap:8px;padding:13px 28px;border-radius:4px;font-size:.9rem;font-weight:500;letter-spacing:.03em;transition:var(--ease)}
.bp{background:var(--navy);color:var(--white);box-shadow:0 4px 16px rgba(18,38,59,.25)}
.bp:hover{background:var(--navy-mid);transform:translateY(-1px)}
.bg{background:var(--gold);color:var(--navy-deep);font-weight:600;box-shadow:0 4px 16px rgba(201,169,110,.3)}
.bg:hover{background:var(--gold-l);transform:translateY(-1px)}
.bo{border:1.5px solid var(--navy);color:var(--navy)}
.bo:hover{background:var(--navy);color:var(--white)}
.bow{border:1.5px solid rgba(255,255,255,.5);color:var(--white)}
.bow:hover{background:rgba(255,255,255,.1);border-color:rgba(255,255,255,.8)}
/* Fade-in : visible par défaut, animé seulement si JS fonctionne */
.fi{opacity:1;transform:none}
.js-ready .fi{opacity:0;transform:translateY(24px);transition:opacity .7s ease,transform .7s ease}
.js-ready .fi.vis{opacity:1;transform:translateY(0)}
.d1{transition-delay:.1s}.d2{transition-delay:.2s}.d3{transition-delay:.3s}.d4{transition-delay:.4s}
@keyframes fup{from{opacity:0;transform:translateY(20px)}to{opacity:1;transform:translateY(0)}}
@keyframes bnc{0%,100%{transform:translateX(-50%) translateY(0)}50%{transform:translateX(-50%) translateY(6px)}}
@media(prefers-reduced-motion:reduce){.h-eye,.h-h1,.h-sub,.h-acts,.h-scr{animation:none;opacity:1;transform:none}.js-ready .fi{opacity:1;transform:none;transition:none}}

/* NAV */
.nav{position:fixed;top:0;left:0;right:0;z-index:1000;transition:var(--ease)}
.nav.scr{background:rgba(255,255,255,.97);box-shadow:0 1px 0 var(--bdr),var(--sh-s);backdrop-filter:blur(12px)}
.nav__i{display:flex;align-items:center;justify-content:space-between;height:72px;padding:0 40px;max-width:1280px;margin:0 auto}
.nav__logo img{height:36px;width:auto;transition:var(--ease)}
.nav__lks{display:flex;align-items:center;gap:32px}
.nlk{font-size:.875rem;font-weight:500;color:rgba(255,255,255,.85);position:relative;transition:color var(--ease)}
.nlk::after{content:'';position:absolute;bottom:-3px;left:0;right:100%;height:1.5px;background:var(--gold);transition:right var(--ease)}
.nlk:hover{color:var(--white)}.nlk:hover::after{right:0}
.nav.scr .nlk{color:var(--navy);font-weight:500}.nav.scr .nlk:hover{color:var(--gold)}
.nav.scr .nlk.act{color:var(--navy)}.nav.scr .nlk.act::after{right:0}
.lsw{display:flex;align-items:center;gap:2px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.2);border-radius:6px;padding:3px}
.nav.scr .lsw{background:var(--cream);border-color:var(--bdr)}
.lb{font-size:.72rem;font-weight:700;letter-spacing:.08em;padding:5px 10px;border-radius:4px;color:rgba(255,255,255,.7);transition:var(--ease);cursor:pointer;text-decoration:none;display:inline-block;line-height:normal}
.nav.scr .lb{color:var(--muted)}
.lb.on{background:var(--gold);color:var(--navy-deep)!important;box-shadow:0 2px 6px rgba(201,169,110,.3)}
.lb:not(.on):hover{color:var(--white)}.nav.scr .lb:not(.on):hover{color:var(--navy)}
.ham{display:none;flex-direction:column;gap:5px;padding:6px;cursor:pointer}
.ham span{display:block;width:24px;height:2px;background:var(--white);transition:var(--ease)}
.nav.scr .ham span{background:var(--navy)} .nav.scr .ham{opacity:1}
.mob{display:none;position:fixed;inset:0;background:var(--navy-deep);z-index:999;flex-direction:column;align-items:center;justify-content:center;gap:28px}
.mob.open{display:flex}
.mob .nlk{color:var(--white);font-size:1.4rem;font-family:var(--fd);font-weight:500}
.mob-x{position:absolute;top:24px;right:24px;color:var(--white);font-size:2rem;cursor:pointer}
.mob-lsw{display:flex;gap:8px}
.mob-lsw .lb{font-size:.85rem;padding:8px 16px;border:1px solid rgba(255,255,255,.2);border-radius:6px;color:rgba(255,255,255,.6);text-decoration:none;display:inline-block}
.mob-lsw .lb.on{background:var(--gold);border-color:var(--gold);color:var(--navy-deep)}

/* HERO */
.hero{min-height:100vh;background:var(--navy-deep);display:flex;align-items:center;position:relative;overflow:hidden}
.h-bg{position:absolute;inset:0;background:radial-gradient(ellipse 80% 60% at 70% 50%,rgba(30,58,85,.6) 0%,transparent 70%),radial-gradient(ellipse 40% 40% at 20% 80%,rgba(201,169,110,.07) 0%,transparent 60%)}
.h-grid{position:absolute;inset:0;opacity:.04;background-image:linear-gradient(var(--slate-l) 1px,transparent 1px),linear-gradient(90deg,var(--slate-l) 1px,transparent 1px);background-size:60px 60px}
.h-deco{position:absolute;right:8%;top:50%;transform:translateY(-50%);width:480px;height:280px;opacity:.04}
.h-cnt{position:relative;z-index:2;padding:140px 0 100px}
.h-eye{display:inline-flex;align-items:center;gap:10px;font-size:.72rem;font-weight:600;letter-spacing:.2em;text-transform:uppercase;color:var(--gold);margin-bottom:28px;opacity:0;animation:fup .8s ease .2s forwards}
.h-eye::before{content:'';width:28px;height:1px;background:var(--gold)}
.h-h1{font-family:var(--fd);font-size:clamp(2.8rem,6vw,5rem);font-weight:600;line-height:1.08;color:var(--white);margin-bottom:28px;opacity:0;animation:fup .8s ease .35s forwards;max-width:800px}
.h-h1 em{font-style:italic;color:var(--gold-l)}
.h-sub{font-size:1.15rem;color:rgba(255,255,255,.65);line-height:1.75;max-width:580px;margin-bottom:48px;font-weight:300;opacity:0;animation:fup .8s ease .5s forwards}
.h-acts{display:flex;gap:16px;flex-wrap:wrap;opacity:0;animation:fup .8s ease .65s forwards}
.h-scr{position:absolute;bottom:40px;left:50%;transform:translateX(-50%);display:flex;flex-direction:column;align-items:center;gap:8px;color:rgba(255,255,255,.3);font-size:.7rem;letter-spacing:.15em;text-transform:uppercase;animation:bnc 2s ease infinite;z-index:2}
.h-arr{width:18px;height:18px;border-right:1.5px solid rgba(255,255,255,.3);border-bottom:1.5px solid rgba(255,255,255,.3);transform:rotate(45deg)}

/* SECTIONS */
.s-wh{padding:120px 0;background:var(--cream)}
.s-tr{padding:100px 0;background:var(--white)}
.s-sv{padding:120px 0;background:var(--cream)}
.s-ap{padding:120px 0;background:var(--white)}
.s-ab{padding:120px 0;background:var(--cream)}
.s-df{padding:120px 0;background:var(--navy-deep);position:relative;overflow:hidden}
.s-bl{padding:120px 0;background:var(--white)}
.s-ct{padding:120px 0;background:var(--cream)}
.s-cta{padding:100px 0;background:var(--navy);text-align:center;position:relative;overflow:hidden}
.anch{scroll-margin-top:88px}

/* WHAT */
.w-grid{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center;margin-top:64px}
.pil{background:var(--white);border:1px solid var(--bdr);border-radius:var(--rm);padding:28px 32px;display:flex;gap:20px;align-items:flex-start;box-shadow:var(--sh-s);transition:var(--ease);position:relative;overflow:hidden;margin-bottom:20px}
.pil:last-child{margin-bottom:0}
.pil::before{content:'';position:absolute;left:0;top:0;bottom:0;width:3px;background:var(--gold);transform:scaleY(0);transform-origin:bottom;transition:transform .4s ease}
.pil:hover{box-shadow:var(--sh-m);transform:translateY(-2px)}.pil:hover::before{transform:scaleY(1)}
.pil-ico{width:44px;height:44px;flex-shrink:0;background:var(--cream);border-radius:var(--rs);display:flex;align-items:center;justify-content:center;color:var(--navy)}
.pil-t{font-weight:600;font-size:.95rem;color:var(--navy);margin-bottom:6px}
.pil-d{font-size:.875rem;color:var(--muted);line-height:1.6}

/* TRUST */
.tr-hd{text-align:center;margin-bottom:64px}
.tr-hd .sub{margin:0 auto}
.tr-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:32px}
.tc{background:var(--cream);border-radius:var(--rm);padding:40px 36px;text-align:center;transition:var(--ease)}
.tc:hover{transform:translateY(-4px);box-shadow:var(--sh-m)}
.tc-n{font-family:var(--fd);font-size:3.5rem;font-weight:700;color:var(--navy);line-height:1;margin-bottom:8px}
.tc-n span{color:var(--gold)}
.tc-l{font-weight:600;font-size:.95rem;color:var(--navy);margin-bottom:12px}
.tc-d{font-size:.875rem;color:var(--muted);line-height:1.65}

/* SERVICES */
.sv-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:28px;margin-top:56px}
.sv{background:var(--white);border:1px solid var(--bdr);border-radius:var(--rl);padding:44px 40px;transition:var(--ease);position:relative;overflow:hidden}
.sv::after{content:'';position:absolute;top:0;left:0;right:0;height:3px;background:var(--gold);transform:scaleX(0);transform-origin:left;transition:transform .4s ease}
.sv:hover{box-shadow:var(--sh-l);transform:translateY(-4px)}.sv:hover::after{transform:scaleX(1)}
.sv.ft{background:var(--navy);border-color:var(--navy)}
.sv.ft .sv-num{color:rgba(255,255,255,.1)}.sv.ft .sv-t{color:var(--white)}.sv.ft .sv-d{color:rgba(255,255,255,.6)}
.sv.ft .sv-ico{background:rgba(255,255,255,.08);color:var(--gold)}.sv.ft .sv-tag{background:rgba(255,255,255,.1);color:rgba(255,255,255,.7)}
.sv.ft .sv-li{color:rgba(255,255,255,.65)}.sv.ft .sv-li::before{background:var(--gold)}.sv.ft .sv-lnk{color:var(--gold)}
.sv-num{font-family:var(--fd);font-size:4rem;font-weight:700;color:var(--cream-d);line-height:1;position:absolute;top:24px;right:36px}
.sv-ico{width:52px;height:52px;background:var(--cream);border-radius:var(--rs);display:flex;align-items:center;justify-content:center;color:var(--navy);margin-bottom:24px}
.sv-tag{display:inline-block;font-size:.7rem;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);background:rgba(201,169,110,.1);padding:4px 10px;border-radius:3px;margin-bottom:16px}
.sv-t{font-family:var(--fd);font-size:1.7rem;font-weight:600;color:var(--navy);margin-bottom:16px;line-height:1.2}
.sv-d{font-size:.9rem;color:var(--muted);line-height:1.7;margin-bottom:24px}
.sv-list{display:grid;gap:8px;margin-bottom:32px}
.sv-li{display:flex;align-items:flex-start;gap:10px;font-size:.875rem;color:var(--muted);line-height:1.5}
.sv-li::before{content:'';width:5px;height:5px;border-radius:50%;background:var(--gold);flex-shrink:0;margin-top:7px}
.sv-lnk{display:inline-flex;align-items:center;gap:8px;font-size:.875rem;font-weight:600;color:var(--navy);transition:gap var(--ease)}
.sv-lnk:hover{gap:14px}

/* APPROACH */
.ap-grid{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center;margin-top:64px}
.ap-step{display:flex;gap:24px;padding:28px 0;border-bottom:1px solid var(--bdr);transition:var(--ease)}
.ap-step:last-child{border-bottom:none}
.ap-step:hover{padding-left:8px}
.ap-n{font-family:var(--fd);font-size:2rem;font-weight:700;color:var(--cream-d);line-height:1;flex-shrink:0;width:48px;transition:color var(--ease)}
.ap-step:hover .ap-n{color:var(--gold)}
.ap-t{font-weight:600;color:var(--navy);margin-bottom:8px;font-size:.95rem}
.ap-d{font-size:.875rem;color:var(--muted);line-height:1.65}
.ap-box{background:var(--navy);border-radius:var(--rl);padding:56px 48px;color:var(--white);position:relative;overflow:hidden}
.ap-box::before{content:'';position:absolute;top:-40px;right:-40px;width:200px;height:200px;border-radius:50%;background:rgba(201,169,110,.07)}
.ap-q{font-family:var(--fd);font-size:1.5rem;font-style:italic;line-height:1.5;color:rgba(255,255,255,.9);margin-bottom:32px;position:relative;padding-left:8px}
.ap-q::before{content:'\201C';font-size:6rem;color:var(--gold);opacity:.22;position:absolute;top:-20px;left:-16px;line-height:1}
.ap-tags{display:flex;flex-wrap:wrap;gap:8px}
.ap-tag{font-size:.75rem;font-weight:500;color:rgba(255,255,255,.55);border:1px solid rgba(255,255,255,.14);padding:5px 12px;border-radius:100px}

/* ABOUT */
.ab-grid{display:grid;grid-template-columns:1fr 1fr;gap:80px;align-items:center}
.ab-frame{background:var(--navy);border-radius:var(--rl);padding:56px 48px;color:var(--white);text-align:center;position:relative;overflow:hidden}
.ab-frame::after{content:'';position:absolute;bottom:0;right:0;width:120px;height:120px;background:var(--gold);opacity:.07;border-radius:50%;transform:translate(30%,30%)}
.ab-init{font-family:var(--fd);font-size:5rem;font-weight:700;color:rgba(255,255,255,.1);line-height:1;margin-bottom:24px}
.ab-name{font-family:var(--fd);font-size:1.8rem;font-weight:600;color:var(--white);margin-bottom:8px}
.ab-role{font-size:.85rem;color:var(--gold);letter-spacing:.1em;text-transform:uppercase;font-weight:500;margin-bottom:32px}
.ab-loc{display:flex;align-items:center;justify-content:center;gap:8px;color:rgba(255,255,255,.45);font-size:.875rem}
.ab-badge{position:absolute;top:-20px;right:-20px;background:var(--gold);color:var(--navy-deep);width:90px;height:90px;border-radius:50%;display:flex;flex-direction:column;align-items:center;justify-content:center;font-weight:700;box-shadow:var(--sh-m);z-index:2}
.ab-bn{font-family:var(--fd);font-size:1.8rem;line-height:1}
.ab-bt{font-size:.6rem;letter-spacing:.05em;text-align:center;line-height:1.3}
.ab-txt{font-size:1rem;color:var(--muted);line-height:1.8;margin-bottom:20px}
.ab-txt:first-of-type{font-size:1.05rem;color:var(--txt)}
.ab-sks{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:32px}
.ab-sk{background:var(--white);border:1px solid var(--bdr);border-radius:var(--rs);padding:14px 18px;font-size:.85rem;font-weight:500;color:var(--navy);display:flex;align-items:center;gap:10px}
.ab-dot{width:6px;height:6px;border-radius:50%;background:var(--gold);flex-shrink:0}

/* DEFI */
.df-bg{position:absolute;inset:0;background:radial-gradient(ellipse 60% 50% at 80% 30%,rgba(30,58,85,.8) 0%,transparent 70%),radial-gradient(ellipse 40% 40% at 10% 70%,rgba(201,169,110,.05) 0%,transparent 60%)}
.df-pat{position:absolute;inset:0;opacity:.03;background-image:linear-gradient(var(--slate-l) 1px,transparent 1px),linear-gradient(90deg,var(--slate-l) 1px,transparent 1px);background-size:40px 40px}
.df-in{position:relative;z-index:2}
.df-hd{max-width:680px;margin-bottom:64px}
.df-hd .hs{color:var(--white)}.df-hd .sub{color:rgba(255,255,255,.6);max-width:none}
.df-grid{display:grid;grid-template-columns:1.2fr 1fr;gap:48px;margin-bottom:80px}
.df-txt{color:rgba(255,255,255,.75);font-size:1rem;line-height:1.8;margin-bottom:24px}
.df-meth{background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.08);border-radius:var(--rm);padding:32px}
.df-mt{font-family:var(--fd);font-size:1.3rem;font-weight:600;color:var(--gold);margin-bottom:20px}
.df-ml{display:grid;gap:16px}
.df-mi{display:flex;gap:14px;align-items:flex-start}
.df-ico{width:32px;height:32px;flex-shrink:0;background:rgba(201,169,110,.12);border-radius:var(--rs);display:flex;align-items:center;justify-content:center;color:var(--gold)}
.df-mn{font-size:.9rem;font-weight:500;color:rgba(255,255,255,.85);margin-bottom:4px}
.df-md{font-size:.8rem;color:rgba(255,255,255,.42);line-height:1.6}
.df-3{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-bottom:56px}
.db{border-radius:var(--rm);padding:32px}
.db-l{background:rgba(255,255,255,.04);border:1px solid rgba(255,255,255,.08)}
.db-w{background:rgba(201,169,110,.06);border:1px solid rgba(201,169,110,.15)}
.db-t{font-weight:600;font-size:.95rem;margin-bottom:16px}
.db-l .db-t{color:var(--white)}.db-w .db-t{color:var(--gold)}
.db-list{display:grid;gap:10px}
.db-item{font-size:.85rem;line-height:1.55;display:flex;gap:10px;align-items:flex-start}
.db-l .db-item{color:rgba(255,255,255,.55)}.db-w .db-item{color:rgba(201,169,110,.8)}
.db-item::before{content:'';width:4px;height:4px;border-radius:50%;flex-shrink:0;margin-top:8px}
.db-l .db-item::before{background:var(--light)}.db-w .db-item::before{background:var(--gold)}
.df-cta{text-align:center;padding:48px;background:rgba(255,255,255,.03);border:1px solid rgba(255,255,255,.07);border-radius:var(--rl)}
.df-cta h3{font-family:var(--fd);font-size:1.8rem;font-weight:600;color:var(--white);margin-bottom:12px}
.df-cta p{color:rgba(255,255,255,.5);font-size:.95rem;margin-bottom:28px}

/* BLOG */
.bl-hd{display:flex;align-items:flex-end;justify-content:space-between;margin-bottom:56px;gap:24px}
.bl-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:28px;margin-top:40px}
.bc{background:var(--cream);border-radius:var(--rm);overflow:hidden;transition:var(--ease)}
.bc:hover{transform:translateY(-4px);box-shadow:var(--sh-m)}
.bc-img{height:200px;display:flex;align-items:center;justify-content:center}
.bc-body{padding:28px}
.bc-cat{font-size:.7rem;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:var(--gold);margin-bottom:10px}
.bc-t{font-family:var(--fd);font-size:1.2rem;font-weight:600;color:var(--navy);line-height:1.3;margin-bottom:12px}
.bc-exc{font-size:.85rem;color:var(--muted);line-height:1.65;margin-bottom:20px}
.bc-meta{font-size:.75rem;color:var(--light);display:flex;gap:8px}
.bl-soon{text-align:center;padding:80px 40px;background:var(--cream);border-radius:var(--rl);border:2px dashed var(--bdr)}
.bl-soon h3{font-family:var(--fd);font-size:1.6rem;color:var(--navy);margin-bottom:12px}
.bl-soon p{color:var(--muted);font-size:.95rem;max-width:420px;margin:0 auto 28px}

/* CONTACT */
.ct-grid{display:grid;grid-template-columns:1fr 1.4fr;gap:80px;align-items:start}
.ct-int{font-size:1rem;color:var(--muted);line-height:1.8;margin-bottom:40px}
.ct-dets{display:grid;gap:20px;margin-bottom:40px}
.ct-det{display:flex;gap:16px;align-items:flex-start}
.ct-ico{width:40px;height:40px;background:var(--white);border:1px solid var(--bdr);border-radius:var(--rs);display:flex;align-items:center;justify-content:center;color:var(--navy);flex-shrink:0}
.ct-lbl{font-size:.75rem;font-weight:600;letter-spacing:.08em;text-transform:uppercase;color:var(--light);margin-bottom:4px}
.ct-val{font-size:.95rem;font-weight:500;color:var(--navy)}
.ct-val a{color:var(--navy);transition:color var(--ease)}.ct-val a:hover{color:var(--gold)}
.ct-form{background:var(--white);border:1px solid var(--bdr);border-radius:var(--rl);padding:48px 44px;box-shadow:var(--sh-m)}
.ct-ft{font-family:var(--fd);font-size:1.5rem;font-weight:600;color:var(--navy);margin-bottom:8px}
.ct-fs{font-size:.875rem;color:var(--muted);margin-bottom:32px}
.f-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.f-grp{margin-bottom:20px}
.f-lbl{display:block;font-size:.8rem;font-weight:600;letter-spacing:.05em;text-transform:uppercase;color:var(--muted);margin-bottom:8px}
.f-in,.f-sel,.f-ta{width:100%;padding:13px 16px;border:1.5px solid var(--bdr);border-radius:var(--rs);font-family:var(--fb);font-size:.9rem;color:var(--txt);background:var(--cream);transition:var(--ease);outline:none;-webkit-appearance:none;appearance:none}
.f-in:focus,.f-sel:focus,.f-ta:focus{border-color:var(--navy);background:var(--white);box-shadow:0 0 0 3px rgba(18,38,59,.06)}
.f-ta{resize:vertical;min-height:120px}
.f-sel{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 12 12'%3E%3Cpath fill='%235A6B7A' d='M6 8L1 3h10z'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 14px center;padding-right:36px;cursor:pointer}
.f-sub{width:100%;padding:15px;font-size:.95rem;font-weight:600;border-radius:var(--rs);margin-top:8px}
.f-note{font-size:.75rem;color:var(--light);text-align:center;margin-top:16px}
.f-ok{display:none;text-align:center;padding:40px}
.f-ok.show{display:block}
.f-ok-ico{width:64px;height:64px;background:rgba(18,38,59,.06);border-radius:50%;display:flex;align-items:center;justify-content:center;margin:0 auto 20px;color:var(--navy)}

/* FINAL CTA */
.s-cta::before{content:'';position:absolute;inset:0;background:radial-gradient(ellipse 60% 60% at 50% 50%,rgba(201,169,110,.06) 0%,transparent 70%)}
.cta-in{position:relative;z-index:2}
.s-cta h2{font-family:var(--fd);font-size:clamp(2rem,4vw,3.2rem);font-weight:600;color:var(--white);margin-bottom:16px;line-height:1.15}
.s-cta h2 em{font-style:italic;color:var(--gold-l)}
.cta-sub{color:rgba(255,255,255,.58);font-size:1.05rem;max-width:500px;margin:0 auto 40px}
.cta-acts{display:flex;gap:16px;justify-content:center;flex-wrap:wrap}

/* FOOTER */
.footer{background:var(--navy-deep);padding:64px 0 32px;color:rgba(255,255,255,.45)}
.ft-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:48px;margin-bottom:56px}
.ft-logo img{height:36px;margin-bottom:20px}
.ft-desc{font-size:.875rem;line-height:1.75;max-width:260px;margin-bottom:24px}
.ft-loc{display:flex;align-items:center;gap:8px;font-size:.8rem}
.ft-ct{font-size:.75rem;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:rgba(255,255,255,.75);margin-bottom:20px}
.ft-links{display:grid;gap:12px}
.ft-lnk{font-size:.875rem;color:rgba(255,255,255,.42);transition:color var(--ease)}
.ft-lnk:hover{color:var(--gold)}
.ft-bot{padding-top:32px;border-top:1px solid rgba(255,255,255,.07);display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap}
.ft-copy{font-size:.8rem}
.ft-leg{display:flex;gap:24px}
.ft-leg a{font-size:.8rem;color:rgba(255,255,255,.3);transition:color var(--ease)}
.ft-leg a:hover{color:rgba(255,255,255,.65)}

/* SWISS FLAG */
.ch{display:inline-flex;align-items:center;justify-content:center;width:16px;height:16px;background:#D0021B;border-radius:2px;position:relative;flex-shrink:0}
.ch::before,.ch::after{content:'';position:absolute;background:white}
.ch::before{width:8px;height:2px}.ch::after{width:2px;height:8px}

/* ICONS */
.ic{width:20px;height:20px;fill:none;stroke:currentColor;stroke-width:1.75;stroke-linecap:round;stroke-linejoin:round}
.ic-s{width:16px;height:16px}.ic-l{width:24px;height:24px}

/* RESPONSIVE */
@media(max-width:1024px){
  .w-grid,.ap-grid,.ab-grid,.ct-grid{grid-template-columns:1fr;gap:48px}
  .df-grid{grid-template-columns:1fr}
  .df-3{grid-template-columns:1fr 1fr}
  .ft-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:768px){
  .wrap{padding:0 20px}
  .nav__lks,.nav-cta-d,.lsw{display:none}
  .ham{display:flex}
  .nav__i{padding:0 20px}
  .sv-grid,.tr-grid,.bl-grid{grid-template-columns:1fr}
  .df-3{grid-template-columns:1fr}
  .f-row{grid-template-columns:1fr}
  .ft-grid{grid-template-columns:1fr;gap:32px}
  .ft-bot{flex-direction:column;text-align:center}
  .bl-hd{flex-direction:column;align-items:flex-start}
  .ab-sks{grid-template-columns:1fr}
  .h-acts,.cta-acts{flex-direction:column;align-items:flex-start}
  .cta-acts{align-items:center}
  .s-wh,.s-tr,.s-sv,.s-ap,.s-ab,.s-df,.s-bl,.s-ct,.s-cta{padding:72px 0}
}

/* EXP CARDS (homepage two-col) */
.exp-card{display:block;background:var(--cream);border:1px solid var(--bdr);border-radius:var(--rl);padding:44px 40px;transition:var(--ease);text-decoration:none}
.exp-card:hover{transform:translateY(-4px);box-shadow:var(--sh-l)}
.exp-ico{width:60px;height:60px;background:var(--white);border:1px solid var(--bdr);border-radius:var(--rm);display:flex;align-items:center;justify-content:center;color:var(--navy);margin-bottom:24px}
.exp-card h3{font-family:var(--fd);font-size:1.7rem;font-weight:600;color:var(--navy);margin-bottom:12px}
.exp-card p{font-size:.95rem;color:var(--muted);line-height:1.7;margin-bottom:28px}
.exp-lnk{font-size:.875rem;font-weight:600;color:var(--navy);letter-spacing:.03em}

/* CONTACT CARDS */
.ct-card{display:block;background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.1);border-radius:var(--rm);padding:36px 32px;text-align:center;text-decoration:none;transition:var(--ease)}
.ct-card:hover{background:rgba(255,255,255,.09);transform:translateY(-3px)}
.ct-card-ico{width:56px;height:56px;background:rgba(201,169,110,.12);border-radius:50%;display:flex;align-items:center;justify-content:center;color:var(--gold);margin:0 auto 20px}
.ct-card-lbl{font-size:.72rem;font-weight:600;letter-spacing:.14em;text-transform:uppercase;color:rgba(255,255,255,.35);margin-bottom:8px}
.ct-card-val{font-size:1rem;font-weight:600;color:var(--white);margin-bottom:6px;word-break:break-all}
.ct-card-hint{font-size:.8rem;color:rgba(255,255,255,.4)}

/* STATS BOX */
.stats-box .tc-n{font-family:var(--fd);font-size:3.5rem;font-weight:700;line-height:1;margin-bottom:8px}
.stats-box .tc-n span{color:var(--gold)}

/* RESPONSIVE ADDITIONS */
@media(max-width:768px){
  .two-col{grid-template-columns:1fr!important}
  .three-col{grid-template-columns:1fr!important}
  .ct-cards{grid-template-columns:1fr!important}
  .stats-box{grid-template-columns:1fr!important;gap:28px}
  .stats-box > div{border:none!important;padding:0}
}